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From Bank Rejection to Millions: The Private Money Transformation

Private Money Academy Conference:

https://www.JaysLiveEvent.com

Free Report:

https://www.jayconner.com/MoneyReport

***Guest Appearance Credits to: https://www.youtube.com/@VastSolutionsGroupdotcom “Real Estate Deals with Private Money!” https://www.youtube.com/watch?v=70bQ7fWVgiM&t=367s If you’re a real estate investor, entrepreneur, or simply someone looking to take your business to the next level, you’ve likely encountered one common hurdle: access to funding. The latest episode featuring Jay Conner and Kenner French dives deep into an innovative approach that’s been helping investors scale their portfolios for years—raising private money without ever directly asking for it. Jay Conner, recognized in the industry as “The Private Money Authority,” shared the actionable, real-life steps that have powered his own success since 2009 and transformed the investment businesses of countless others. He emphasizes that this isn’t a theory—it’s a proven strategy honed over years of real estate experience. Private Money vs. Hard Money: Understanding the Difference One of the biggest takeaways from the episode is Jay’s distinction between hard money and private money. As Jay notes: “Private money has had more of an impact…in my real estate investing career ever since 2009 when I started doing it beyond anything else that I’ve done.” Hard money lending typically means strict terms, high interest rates (often between 12-14%), origination fees, appraisals, and a limited time to pay back the loan. By contrast, private money is all about building one-on-one relationships with individuals—often from your own network. These lenders provide funds from their investment capital or retirement accounts, allowing the real estate entrepreneur to set the terms, interest rates (often as low as 8%), and loan period (usually multiple years). The Mindset Shift: From Borrower to Teacher A recurring theme throughout Jay’s approach is the importance of mindset. Most people think the person with the money makes the rules, but Jay flips the script. This isn’t about joint ventures or giving away equity. The private lender becomes, in essence, a bank, collateralized not through ownership but through promissory notes and deeds of trust. Why Private Money Works—for Both Sides There are a wealth of reasons why investors prefer private money: no credit checks, no income verification, no personal guarantees, fast closings, and the ability to bring home fast cash and fund unlimited deals. For private lenders, their investment is safely collateralized, they earn far more than a CD or savings account, and if structured correctly, even their retirement funds can be leveraged through self-directed IRAs for tax-advantaged gains.

Timestamps: 00:01 Business Secrets for Entrepreneurs 09:52 Getting Paid to Buy Properties 13:46 From Banks to Private Money 20:34 Private Money Strategies Explained 24:46 Private Lending Simplified 29:19 Hard vs. Private Money Advances 32:52 Hard Money vs Private Money 40:57 Private Money & Lease Option Profits 46:24 Private Money for Real Estate Deals 52:20 Private Money Conversation Strategies 57:04 Funding Deals with Self-Directed IRAs 59:48 Funding Strategies for Real Estate Deals 01:05:45 Life-Changing Event Success Stories





Jay’s new book: "Where to Get the Money Now"

It is available FREE (all you pay is the shipping and handling) at

https://www.JayConner.com/Book 

What is Private Money? Real Estate Investing with Jay Conner

https://www.JayConner.com/MoneyPodcast

Jay Conner is a proven real estate investment leader. He maximizes creative methods to buy and sell properties with profits averaging $67,000 per deal without using his own money or credit.

What is Real Estate Investing? Live Private Money Academy Conference

https://youtu.be/QyeBbDOF4wo

YouTube Channel

https://www.youtube.com/c/RealEstateInvestingWithJayConner

Apple Podcasts:

https://podcasts.apple.com/us/podcast/private-money-academy-real-estate-investing-with-jay/id1377723034

Facebook:

https://www.facebook.com/jay.conner.marketing

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