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Jay Conner: So again, this is not traditional money that you're borrowing, right? There's no application process. I mean, we make the rules in this world. We set the interest rate, we set the term, and we set the frequency of payments, right? And so again, it's not, it's not asking for a mortgage. It's offering a mortgage. So how do I get a deal funded without pitching the deal? Well, the new private lender or the existing private lender that's doing business with me has already told me how much they got available. I know how much they have available at any time. And I simply call them up.
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